Risk Disclosure Statement

Last Updated: January 8, 2026

IMPORTANT: CRYPTOCURRENCY TRADING AND DECENTRALIZED FINANCE (DEFI) INVOLVE A SIGNIFICANT RISK OF LOSS. PLEASE READ THIS WARNING CAREFULLY.

1. General High-Risk Warning

By accessing MokZero ("the Protocol"), you acknowledge that you fully understand the risks associated with cryptocurrency assets. The value of crypto assets can be extremely volatile and unpredictable.

Total Loss: You should strictly invest only what you can afford to lose. There is a real possibility that you could lose 100% of your funds.
Volatility: The price of tokens can fluctuate wildly in a very short period due to market sentiment, regulatory news, or technical failures.
Past Performance: Historical price data or past performance of the protocol is not a guarantee of future results.

2. No Insurance or Regulatory Protection

MokZero is not a bank.

No FDIC/SIPC Coverage: Funds held in your wallet or deposited into MokZero smart contracts are not insured by the Federal Deposit Insurance Corporation (FDIC), the Securities Investor Protection Corporation (SIPC), or any other government agency.
No Reversals: Blockchain transactions are irreversible. If you send funds to the wrong address or a scammer, MokZero cannot retrieve them.

3. Technology & Smart Contract Risks

MokZero runs on public blockchain technology. While we prioritize security, inherent risks exist:

Smart Contract Bugs: Despite audits, code can contain vulnerabilities, bugs, or exploits that may lead to the loss of funds.
Blockchain Congestion: Network speeds and transaction costs ("Gas Fees") are outside our control. High congestion may result in failed transactions or expensive delays.
Wallet Security: You are solely responsible for safeguarding your private keys and seed phrases. If you lose access to your wallet, you lose access to your funds. MokZero cannot recover lost keys.

4. DeFi-Specific Risks

If you participate in liquidity provision, staking, or yield farming on MokZero, be aware of:

Impermanent Loss: When you provide liquidity to a pool, the ratio of tokens may change, resulting in a loss of value compared to simply holding the tokens.
APY Volatility: Advertised Annual Percentage Yields (APY) are estimates based on current market conditions and can drop to zero instantly.
Oracle Failure: The Protocol relies on external data feeds ("Oracles") for price information. If an oracle is manipulated or fails, it could result in incorrect liquidations or pricing errors.

5. Regulatory & Legal Uncertainty

The regulatory environment for cryptocurrencies is evolving rapidly.

Changes in Law: New laws or regulations in your jurisdiction could restrict your ability to use MokZero, hold specific tokens, or convert crypto into fiat currency.
Tax Liability: You are solely responsible for determining what, if any, taxes apply to your transactions. MokZero is not responsible for your tax reporting or compliance.

6. Acknowledgement

By using MokZero, you represent that you have the technical knowledge and experience to understand the risks involved. You accept all consequences of using the Protocol and agree that MokZero shall not be liable for any losses resulting from market fluctuations, technical failures, or regulatory changes.